Personal Finance SAGE
help with the road ahead
INTRODUCTION - Personal Finance SAGE is committed to protecting any personal information that you may provide to us. We want you to understand what kinds of information we gather from you, how this information is used and protected, and how you can control its use. We have created this Privacy Policy in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site. We hold the privacy of your personal information in the highest regard. By using the Personal Finance SAGE Web site, the user agrees, without limitation or qualification, to be bound by this Privacy Policy. Any changes in our Privacy Policy will be communicated in this page, so please check back from time to time.

The following discloses our information gathering and dissemination practices for this website.

USER CONSENT - By using the Personal Finance SAGE Web site you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.

FOREIGN VISITORS - If you are visiting this Site from outside the United States, please do not provide any personal data through this Site or by e-mail, as this privacy policy may not comply with your local law. If you are a foreign visitor and choose to use the site, you agree to be bound by the laws of the United States.

MINORS - This Site is not intended for visitors under 18 years of age. We do not knowingly solicit or collect personal data from or about children, nor do we knowingly market our products or services to children.

INFORMATION COLLECTED - In general, you can visit this Web site without telling us who you are or revealing any information about yourself. Our Web site tracking software collects the domain names but not the email addresses of visitors. Domain name information that we collect is not used to personally identify you, but is used to measure the number of visits, average time spent on the site and the pages viewed. We use this information to measure the use of the site and improve the content delivered on the site. When you make a request for further information from Personal Finance SAGE, you are asked to provide certain contact information that is collected and used for the purpose of responding to your request. The information collected from you may include your name, address, telephone number or email address. We collect personal information you submit pursuant to the registration and purchasing processes of our Web site. If you e-mail us, you are voluntarily releasing information to us. In addition, we may have collected similar information from you in the past. We use that historic information in accordance with this Privacy Policy. By using our Web site you are consenting to our continued use of any such information. When you make a request for further information and provide Personal Finance SAGE with your personal contact information, that information is collected and used for the purpose of responding to your specific requests. We do not share, sell or lease personal information about you except as set forth in this Web site.

HOW YOUR INFORMATION IS USED - We utilize “cookies” on the Personal Finance SAGE Web site. “Cookies” are small files that we send to and store on your computer so that we may recognize your computer as a unique machine the next time you visit our Web site. Unless you specify that you would prefer not to hear from us, we may also use the information you provide to our Web site to contact you. We use the aggregate and specific information from users to develop statistics that are helpful to us in understanding how our Web site is used, and how we can continue to improve it. The personal information you send to us is typically used to respond to your inquiries, to process your requests, or to allow you to access specific information. We share your information with affiliated Web sites and with other affiliated businesses that are notified of our Privacy Policy. We DO NOT sell, rent or give your personal information to any non-affiliated third parties, except as described in this notice. We may also transfer your personal information to companies that perform services on our behalf or to companies that we believe may offer you related services or products that may be of interest to you. We notify businesses to which we transfer your personal information that the information was shared with us under this Privacy Policy. If you tell us that you do not wish to have this information used for further contact, we will remove you from our distribution list.

· You may always choose not to provide information, even though it may be needed to take advantage of the Personal Finance SAGE Web site features.
· You may add or update certain information that you send to us. When you update information, we usually keep a copy of the prior version for our records.
· If you do not want to receive e-mail or other mail from us please e-mail us at

ACCESS TO YOUR INFORMATION - In the event that Personal Finance SAGE and some of our assets are sold or transferred or used as security or to the extent we engage in business negotiations with our business partners, the information collected on our Web sites may be transferred or shared with third parties as part of that transaction or negotiation. We may also provide information or provide access to information to any of our affiliated businesses or to our business partners. Personal Finance SAGE may use your contact information to reply to you and send information to you. We do not intend to reveal individually identifiable information to third parties except in the manner stated in the Privacy Policy. We will provide aggregated information received from you to third parties. Personal Finance SAGE takes commercially reasonable precautions to prevent the aggregated information provided to third parties from including significant individually identifiable information. If Personal Finance SAGE is requested by law enforcement officials or judicial authorities to provide information on individuals, we may, without your consent, provide such information. In matters involving claims of personal or public safety or in litigation where the data is pertinent, we may use or disclose your personal information without your consent or court process. We may use information you submit to investigate security breaches or otherwise cooperate with authorities pursuant to a legal matter. We may also remove personally identifiable information and use remaining data for historical, statistical or business planning purposes.

WILL YOUR INFOMRATION BE SECURE – Personal Finance SAGE recognizes that you may be concerned about the security of your personal information and we are committed to employing reasonable technology in order to protect the security of our Web site. Even with such technology, no Web site is 100% secure. We will take reasonable measures that we believe are appropriate to protect your information from loss, misuse, alteration or destruction, and, where possible, will ask that any third parties to whom we may transfer your information take comparable steps to protect that security. If you use this site, you are responsible for maintaining the confidentiality of your access information and password and for restricting access to your computer. You also agree to accept responsibility for all activities that occur by you. We are the owner of data you supply to us.

INFORMATION SHARING DISCOLSURE REQUEST – CALIFORNIA - If you are a California resident, you have the right to request one Notice of Information-Sharing Disclosure per year which will identify the third parties with whom Personal Finance SAGE or any of its affiliates has shared the information we have collected from you. You may request the Notice of Information-Sharing Disclosure by emailing us at:

OUR PRIVACY POLICY AND OUTSIDE LINKS - Our Privacy Policy only applies to the various Personal Finance SAGE Web sites. Our Web sites contain links to sites outside our control. Please be aware that these sites may collect information about you and operate according to their own privacy practices, which may differ from our Privacy Policy. Remember to consult that Web site’s own Privacy Policy, as once you are outside any Personal Finance SAGE Web sites, any information you submit is no longer within our control.

QUESTIONS REGARDING OUR PRIVACY POLICY - If you have questions concerning our privacy practices, contact us at:

Privacy Administrator
Personal Finance SAGE
8939 S. Sepulveda Blvd., Suite 110-192
Los Angeles, CA 90045

Privacy Policy